Probate is the court process that transfers a person’s property after death when that property was not placed in a trust or does not pass automatically to someone else. For Arcadia families, probate is handled by the Los Angeles County Superior Court and usually takes a year or more from start to finish. When probate […]

Debt settlement and bankruptcy both reduce what you owe, but they work very differently. Settlement depends on creditors agreeing to accept less, often after you stop paying for months. Bankruptcy is a court process that stops collection immediately and discharges qualifying debt under federal law. For many people with significant unsecured debt, bankruptcy can cost […]