How to Choose a Bankruptcy Attorney in Arcadia

The right bankruptcy attorney for you is licensed in California, practices bankruptcy regularly, explains your options in plain language, and tells you up front what the fee covers. Here is how to check each of those before you hire anyone in Arcadia or the San Gabriel Valley.

Check the license

Every California attorney is listed on the State Bar of California website. Search the attorney’s name to confirm the license is active and see any public discipline. You can verify our attorney, Neil R. Hedtke, under license number 273319.

Some attorneys are Certified Specialists in bankruptcy law through the State Bar. That is an optional certification; many experienced bankruptcy attorneys are not certified. Ask how much of the attorney’s practice is consumer bankruptcy.

Ask who will handle your case

Find out who prepares your petition, who you can call with questions, and who will attend the meeting of creditors with you.

Understand the fee

• Is the consultation free?
• Is the Chapter 7 fee flat, and what does it include?
• In Chapter 13, how much is paid up front and how much through the plan?
• Is the court filing fee included or separate?
• What happens if the trustee asks for more documents?

Look for a clear explanation of your options

A good first meeting ends with a recommendation: Chapter 7, Chapter 13, or no bankruptcy at all. Be cautious of anyone who recommends filing without looking at your income, property and debts first.

Bankruptcy attorneys are debt relief agencies

Federal law classifies bankruptcy attorneys as debt relief agencies and requires them to give you certain written disclosures and a written contract. Read them before you sign.

Questions to bring to your consultation

1. Which chapter do you recommend for me, and why?
2. Will I keep my house and car?
3. What will stop the garnishment or lawsuit I am facing, and how fast?
4. What documents do you need from me?
5. What is the total cost?

Meet with us

Our office is at 255 E Santa Clara St in Arcadia, near the Metro A Line station. Clients come from Pasadena, San Marino, Temple City, Alhambra and nearby cities. Start with our overview of bankruptcy options in Arcadia.

Talk to an attorney in Arcadia. Free consultation at 255 E Santa Clara St, Suite 210, Arcadia, CA 91006. Call (626) 593-1558 or use the form below.

This article is general information, not legal advice for your situation.